400+

Gave Insurance

350+

Satisfied Clients

90%

Success Rates

19

States Covered

Protect Your Freight in South Carolina with Coverage You Can Count On

From port runs in Charleston to freight corridors like I-26 and I-85, South Carolina is a critical link in the Southeast’s logistics network. At Vatic Insurance, we provide motor truck cargo insurance in South Carolina tailored to the needs of trucking businesses—whether you're a solo owner-operator or managing a growing fleet. From dry goods and reefer loads to specialized equipment, we’ll help you insure your cargo and stay broker-compliant—fast and hassle-free.

What Is Motor Truck Cargo Insurance?

Motor truck cargo insurance protects the goods you transport in the event of theft, fire, collision, or other covered losses. In South Carolina, where hauls often move through high-risk shipping zones, busy ports, and rural routes, this protection is essential for keeping your business secure and operational. Our policies are built for compliance and designed for the real risks South Carolina carriers face.

Who Needs Cargo Insurance in South Carolina?

You need cargo insurance in South Carolina if you:

Why Choose Vatic Insurance in South Carolina?

Instant Certificates

Send proof of insurance to brokers and shippers within minutes.

Trucking Insurance Experts

We don’t insure everything—just trucking. That’s our specialty.

Custom Coverage

Your policy is matched to your routes, freight, and risk profile in South Carolina.

South Carolina Licensed

We’re fully authorized to offer cargo insurance statewide.

Trusted by Top Insurance Providers in the Nation

We work with the most respected names in insurance to offer you the best coverage options at competitive rates.

What Affects Your Cargo Insurance Cost in South Carolina?

Cargo insurance pricing is based on:

Industries & Freight We Cover in South Carolina

We insure a wide range of cargo types hauled throughout South Carolina:

General freight & manufactured goods

Food, beverages & perishable items

Electronics and consumer goods

Hotshot and expedited loads

Electronics, auto parts & consumer goods

Final mile and local delivery cargo

South Carolina Motor Truck Cargo Insurance FAQs

No, but it’s a requirement for most freight brokers, shippers, and load boards.
Most truckers select between $100,000 and $250,000, based on cargo and client needs.
Yes, reefer breakdown coverage is available as an add-on.
Yes, most South Carolina truckers receive coverage and their COI within a few hours.
Our Testimonials

What our clients say about
Vatic Insurance

Harman Kaler

Vatic Insurance Group PLLC has been excellent. They provided very competitive quotes, making them a clear choice. The ease with which we can obtain Certificates of Insurance (COIs) significantly streamlines our operations. We've consistently found their team, especially Harpreet who provided exceptional help, to be highly responsive and professional. For reliable service and great support in the commercial insurance space, Vatic Insurance Group is top-notch. Highly recommended!

Cortez Robinson

My agent “SOPHIE”, totally awesome and her boss Alex is a genuine man. These two individuals made sure I was taken well care with my insurance for my company. I highly recommend them to anyone who needs insurance they will go out to their way to fully fulfill your insurance needs. They make it easy and simple and they are super knowledgeable and reliable. Let’s go VATIC INSURANCE GROUP.💯🚛💨💯

Slaton Trucking

We were randomly looking for insurance quotes and stumbled upon Vatic ins, we were dealt by agent 'Aria' She helped us all the way and got us the best ins quote comparative to our previous producer and other ins agencies, and She made sure that we are getting those quotes only from A+ rated companies only, which was our priority and finally we were dealt in a manner which convinced us to buy the ins, everything was as it is Aria told us. I vouch for Vatic and specially Aria she's patient, diligent and very helpful.