400+
Gave Insurance350+
Satisfied Clients90%
Success Rates
19
States CoveredInsure Your Freight in Pennsylvania with Cargo Coverage That Delivers
From the warehouses of Philadelphia to the trucking corridors along I-76, I-80, and I-81, Pennsylvania is a major player in the U.S. freight network. At Vatic Insurance, we offer motor truck cargo insurance in Pennsylvania that helps protect your loads, satisfy broker requirements, and keep your business moving—whether you’re delivering across the state or the nation. Whether you're hauling general freight, refrigerated goods, or high-value cargo, our coverage is built for Pennsylvania’s unique trucking challenges.
What Is Motor Truck Cargo Insurance?
Motor truck cargo insurance covers your freight in the event of loss or damage caused by theft, fire, collision, or other covered risks during transit. In Pennsylvania, with its unpredictable weather, mountainous terrain, and heavy commercial traffic, having cargo insurance is a must for both compliance and peace of mind. Our policies are flexible, broker-approved, and tailored for your cargo and routes.
Who Needs Cargo Insurance in Pennsylvania?
You need motor truck cargo insurance in Pennsylvania if you:
- Haul freight for-hire under a bill of lading
- Operate trucks or fleets within or across Pennsylvania
- Transport dry van, reefer, or high-value goods
- Work with brokers, shippers, or load boards that require COIs
- Deliver freight across state lines or locally within PA
Why Choose Vatic Insurance in Pennsylvania?
Instant Certificates
Need to email a Certificate of Insurance to a shipper today? We’ll send it in minutes.
Trucking Insurance Experts
We only insure freight carriers and trucking businesses—nothing else.
Custom Coverage
Policies are built around your routes, cargo type, and Pennsylvania-specific risks.
Pennsylvania Licensed
We’re authorized to provide motor truck cargo insurance statewide.
Trusted by Top Insurance Providers in the Nation
We work with the most respected names in insurance to offer you the best coverage options at competitive rates.
What Affects Your Cargo Insurance Cost in Pennsylvania?
Your insurance premium depends on:
- The type and value of the cargo you haul
- Distance and nature of your delivery routes
- Driver experience and accident history
- Deductibles and coverage limits selected
- Optional coverages like reefer breakdown or rental reimbursement
Industries & Freight We Cover in Pennsylvania
We cover a wide range of freight moved throughout Pennsylvania, including:
General freight & manufactured goods
Food, beverages & perishable items
Electronics and consumer goods
Hotshot and expedited loads
Electronics, auto parts & consumer goods
Final mile and local delivery cargo
