General Liability Insurance in Texas

400+

Gave Insurance

350+

Satisfied Clients

90%

Success Rates

19

States Covered

General Liability Insurance for Trucking Businesses in Texas

Texas is one of the largest freight hubs in the United States, with major highways like I-35, I-10, and I-45 connecting ports, border crossings, and distribution centers. From hauling goods through Houston and Dallas to cross-border deliveries into Mexico, trucking companies here face risks that go beyond driving. Vatic Insurance provides General Liability Insurance designed specifically for Texas trucking fleets, freight brokers, and logistics providers. Whether it’s a customer injury at your San Antonio truck yard or accidental property damage during a delivery in Austin, this coverage helps protect your business from lawsuits, medical bills, and legal costs—so you can focus on keeping freight moving across the Lone Star State and beyond.

Who Needs General Liability Insurance in Texas?

You should consider this coverage if you:

Operate a trucking fleet, dispatch office, or freight brokerage in Texas
Maintain a truck yard, warehouse, or operations center
Perform work at customer sites (ports, factories, construction sites, etc.)
Need coverage to meet shipping contracts, permits, or port requirements
Want financial protection from non-driving liability claims

Why Texas Trucking Businesses Choose Vatic Insurance

Fast Quotes

Competitive rates based on your actual business operations

Nationwide Coverage

Serving trucking companies from El Paso to Beaumont, with protection across the U.S. and cross-border into Mexico

Expert Support

Work with insurance specialists who know the trucking industry

Custom Bundles

Bundle with commercial auto, motor truck cargo, or physical damage for full protection

Trusted by Top Insurance Providers in the Nation

We work with the most respected names in insurance to offer you the best coverage options at competitive rates.

What Impacts the Cost of General Liability Insurance in Texas?

Several factors determine your premium:

Business Size & Type – Larger fleets or high-traffic yards may face higher premiums
Location Risk – Metro areas like Houston may see higher claim rates than smaller towns
Risk Exposure – Frequent customer contact increases liability exposure
Claims History – A clean record can help lower costs; past claims may increase them
Coverage Limits & Deductibles – Higher limits mean more protection but also higher premiums
Staffing – More employees or subcontractors can increase potential claims

Texas General Liability Insurance FAQs

Not always by law, but many contracts—especially in oilfield, port, and cross-border work—require it.

Yes, we can design a policy that works alongside your existing trucking insurance.

Many trucking companies choose $1 million per occurrence, but your needs depend on contracts and exposure.

No—employee injuries are covered under Workers’ Compensation Insurance.

Our Testimonials

What our clients say about
Vatic Insurance

Harman Kaler

Vatic Insurance Group PLLC has been excellent. They provided very competitive quotes, making them a clear choice. The ease with which we can obtain Certificates of Insurance (COIs) significantly streamlines our operations. We've consistently found their team, especially Harpreet who provided exceptional help, to be highly responsive and professional. For reliable service and great support in the commercial insurance space, Vatic Insurance Group is top-notch. Highly recommended!

Cortez Robinson

My agent “SOPHIE”, totally awesome and her boss Alex is a genuine man. These two individuals made sure I was taken well care with my insurance for my company. I highly recommend them to anyone who needs insurance they will go out to their way to fully fulfill your insurance needs. They make it easy and simple and they are super knowledgeable and reliable. Let’s go VATIC INSURANCE GROUP.💯🚛💨💯

Slaton Trucking

We were randomly looking for insurance quotes and stumbled upon Vatic ins, we were dealt by agent 'Aria' She helped us all the way and got us the best ins quote comparative to our previous producer and other ins agencies, and She made sure that we are getting those quotes only from A+ rated companies only, which was our priority and finally we were dealt in a manner which convinced us to buy the ins, everything was as it is Aria told us. I vouch for Vatic and specially Aria she's patient, diligent and very helpful.

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