400+
Gave Insurance350+
Satisfied Clients90%
Success Rates
19
States CoveredProtect Your Trucking Business Across Ohio with Customized Coverage
Whether you’re hauling freight through Columbus, Cleveland, Cincinnati, or smaller towns along the I-70 and I-75 corridors, your trucking operation in Ohio needs insurance that’s both compliant and reliable. At Vatic Insurance, we provide tailored commercial truck insurance for Ohio-based carriers offering quick quotes, instant Certificates of Insurance and expert support to keep your business moving forward. From owner-operators to multi-truck fleets, we make sure you’re protected at every turn.
What Is Commercial Truck Insurance?
Commercial truck insurance is a specialized policy designed for trucks used in the transportation of goods and materials. It offers protection against liability for accidents, physical damage to your vehicle, cargo loss, and operational downtime due to covered events. For trucking companies and independent drivers in Ohio, this insurance ensures compliance with both federal FMCSA regulations and state-specific requirements outlined by the Ohio Department of Transportation (ODOT) and Ohio Department of Insurance. With Vatic Insurance, your policy is structured to safeguard your business while keeping you road-legal across Ohio and beyond.
Who Needs Commercial Truck Insurance in Ohio?
You should carry this coverage if you:
- Own or operate one or more trucks for commercial use
- Haul cargo as a for-hire, contract, or private carrier
- Run a logistics or freight brokerage business
- Transport general goods, manufacturing equipment, or raw materials
- Offer courier, last-mile, or regional trucking services
No matter your business size, we build policies to fit your operation.
Why Choose Vatic Insurance for Ohio Truckers?
Instant Certificates
Get your Certificate of Insurance instantly—ideal for roadside checks, freight loading, and compliance.
Ohio & FMCSA Compliance
Our policies follow Ohio regulations and FMCSA standards to keep your operation legal and insured.
Competitive Quotes
Receive honest, customized quotes—no hidden fees or fine print.
Licensed Nationwide
Operating across state lines? We’ve got you covered with multi-state protection.
Trusted by Top Insurance Providers in the Nation
We work with the most respected names in insurance to offer you the best coverage options at competitive rates.
What Affects Commercial Truck Insurance Costs in Ohio?
Your premium depends on several key factors, including:
- Truck type, value, and condition
- Distance traveled and hauling radius
- Type of cargo (general, refrigerated, hazardous, etc.)
- Driver history and CSA score
- DOT inspection records and claims history
- Ohio-specific insurance regulations
Industries We Cover in Ohio
We provide coverage for carriers in a wide range of industries, including:
Freight and logistics
Food and beverage distribution
Construction and heavy equipment hauling
Auto transport and recovery
Expedited/hotshot trucking
Local and regional courier services
