Commercial Truck Insurance in New Jersey

400+

Gave Insurance

350+

Satisfied Clients

90%

Success Rates

19

States Covered

Commercial Truck Insurance for New Jersey Trucking Businesses

Whether you’re transporting goods through Newark, Jersey City, Paterson, or along the heavily trafficked corridors of I-95, I-78, and the New Jersey Turnpike, your business needs reliable insurance that meets all compliance standards. At Vatic Insurance, we offer tailored commercial truck insurance solutions for New Jersey-based owner-operators, small fleets, and logistics companies. With fast quotes, instant COIs, and expert support, we help protect your business on every mile of the journey.

What Is Commercial Truck Insurance?

Commercial truck insurance is a type of business coverage designed to protect vehicles used in the commercial transport of goods. It provides essential protection for liability in case of accidents or injuries, physical damage to the truck, cargo loss or theft, and downtime due to covered incidents. In New Jersey, all commercial carriers must comply with federal FMCSA standards and state-specific regulations set by the New Jersey Motor Vehicle Commission (MVC) and the Department of Banking and Insurance (DOBI). At Vatic Insurance, our policies are structured to meet these requirements while aligning with the unique operational demands of carriers in New Jersey.

Who Needs Commercial Truck Insurance in New Jersey?

You need this coverage if you:

Operate a commercial truck or fleet for business purposes
Work as a for-hire, private, or contract carrier
Run a freight brokerage or dispatch service
Transport cargo such as goods, containers, perishables, or industrial materials
Provide regional, last-mile, or interstate transportation services

Whether you’re navigating busy ports or city routes, we have the right coverage for your operation.

Why Choose Vatic Insurance for New Jersey Trucking Coverage?

Instant Certificates

Get your Certificate of Insurance instantly for freight loading, inspections, or contract approvals.

Compliant with New Jersey

Our policies follow all state and FMCSA trucking requirements

Competitive Quotes

We offer clear and competitive quotes—no hidden fees or surprise charges.

Licensed Nationwide

Whether you operate only in New Jersey or across multiple states, our coverage extends with you.

Trusted by Top Insurance Providers in the Nation

We work with the most respected names in insurance to offer you the best coverage options at competitive rates.

What Factors Impact Commercial Truck Insurance Cost in New Jersey?

Several factors affect your premium, including:

Type and condition of your vehicle
Distance and radius of operations
Cargo classification (reefer, hazmat, dry freight, etc.)
Driver history and safety score
DOT compliance and claims background
State-specific insurance regulations and inspection performance

Industries We Serve in New Jersey

Our truck insurance policies support a wide variety of industries, such as:

Freight and logistics

Food and beverage distribution

Construction and heavy equipment hauling

Auto transport and recovery

Expedited/hotshot trucking

Local and regional courier services

New Jersey Commercial Truck Insurance FAQs

Call us at 713-581-8436 or complete our online form for a fast, custom quote.

Most carriers need $750,000 to $1,000,000 in liability coverage depending on the freight type and operational authority.

Yes. We provide coverage for single trucks, owner-operators, and entire fleets.

Yes, our policies are built for both intrastate and interstate operations and comply with FMCSA standards.

Our Testimonials

What our clients say about
Vatic Insurance

Harman Kaler

Vatic Insurance Group PLLC has been excellent. They provided very competitive quotes, making them a clear choice. The ease with which we can obtain Certificates of Insurance (COIs) significantly streamlines our operations. We've consistently found their team, especially Harpreet who provided exceptional help, to be highly responsive and professional. For reliable service and great support in the commercial insurance space, Vatic Insurance Group is top-notch. Highly recommended!

Cortez Robinson

My agent “SOPHIE”, totally awesome and her boss Alex is a genuine man. These two individuals made sure I was taken well care with my insurance for my company. I highly recommend them to anyone who needs insurance they will go out to their way to fully fulfill your insurance needs. They make it easy and simple and they are super knowledgeable and reliable. Let’s go VATIC INSURANCE GROUP.💯🚛💨💯

Slaton Trucking

We were randomly looking for insurance quotes and stumbled upon Vatic ins, we were dealt by agent 'Aria' She helped us all the way and got us the best ins quote comparative to our previous producer and other ins agencies, and She made sure that we are getting those quotes only from A+ rated companies only, which was our priority and finally we were dealt in a manner which convinced us to buy the ins, everything was as it is Aria told us. I vouch for Vatic and specially Aria she's patient, diligent and very helpful.

Contacts