400+
Gave Insurance350+
Satisfied Clients90%
Success Rates
19
States CoveredCommercial Truck Insurance - Vatic Insurance
Protect your trucking business with reliable commercial truck insurance designed to keep your operations compliant and covered. At Vatic Insurance, we offer custom insurance solutions for owner-operators, small fleets, and logistics businesses across the U.S. Whether you're hauling freight locally or managing a multi-state operation, we make it easy to get fast quotes, instant COIs and expert support every mile of the way.
What Is Commercial Truck Insurance?
Commercial truck insurance is a business auto policy designed for trucks used in transporting goods. It covers liability, vehicle damage, cargo-related incidents, and more—ensuring you're protected while staying compliant with both state and federal laws. If you operate commercial vehicles for business purposes, having the right policy is not just smart—it’s required. Our policies are structured to meet all commercial truck insurance requirements while being flexible enough to fit your operation.
Who Needs This Coverage?
You need commercial insurance truck coverage if you:
- Own or operate a single truck or fleet
- Work as a for-hire or contract carrier
- Run a freight brokerage or logistics business
- Haul general, refrigerated, or specialized freight
- Provide local delivery or regional transport
Whether you're an independent operator or manage multiple drivers, our solutions are built for businesses like yours.
Why choose commercial truck insurance from Vatic Insurance?
Instant Certificates
Instant COIs mean you can book loads, pass inspections, and keep business moving without delays.
Trucking-Focused Coverage
We specialize in commercial truck insurance, ensuring every policy meets DOT and FMCSA standards.
Competitive & Transparent Quotes
Get commercial truck insurance quotes that are clear, fair and personalized to your operation, no surprises.
Licensed Nationwide
Whether you're operating regionally or across multiple states, we’ve got you covered.
Trusted by Top Insurance Providers in the Nation
We work with the most respected names in insurance to offer you the best coverage options at competitive rates.
Where We Serve
What Affects Commercial Truck Insurance Costs?
Your truck insurance cost depends on several important factors:
- Type and condition of your truck
- Radius of operation and route type
- Type of freight or cargo transported
- Driver experience and safety history
- DOT compliance and inspection record
- Business structure and claims history
- State-specific insurance rules
Industries We Serve
We insure a wide range of industries, including:
Freight and logistics
Food and beverage distribution
Construction and heavy equipment hauling
Auto transport and recovery
Expedited/hotshot trucking
Local and regional courier services
