400+
Gave Insurance350+
Satisfied Clients90%
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19
States CoveredAuto Liability Coverage for Commercial Trucking in Texas
Texas leads the nation in trucking, with more miles of highways than any other state and key freight routes like I-10, I-35, and I-45 moving goods across the country. From oilfield hauls in West Texas to cross-border freight through Laredo, trucking is the backbone of the Texas economy. To operate legally and stay protected, you need reliable insurance. Vatic Insurance provides Auto Liability Coverage in Texas that complies with FMCSA and state requirements while protecting you from costly claims if you’re found at fault in an accident. Whether you’re an independent owner-operator or managing a large fleet, our coverage is tailored for Texas truckers.
Who Needs Commercial Auto Liability Insurance in Texas?
This coverage is essential if you:
- Operate a for-hire truck within Texas
- Haul freight through Houston, Dallas, San Antonio, or across border points like Laredo and El Paso
- Work as a leased-on owner-operator or independent contractor
- Run a fleet or freight brokerage with DOT authority
- Must meet both state and federal trucking insurance laws
Why Texas Truckers Trust Vatic Insurance
Trucking Industry Experts
We focus exclusively on commercial trucking coverage.
Instant COIs
COIs are issued immediately so you can keep hauling without delays.
Flexible Limits & Add-ons
Choose from $750K, $1M, or higher limits with add-ons like cargo, general liability, and physical damage.
Nationwide Coverage
Whether you’re hauling oilfield loads, port freight, or interstate runs, your coverage goes with you.
Trusted by Top Insurance Providers in the Nation
We work with the most respected names in insurance to offer you the best coverage options at competitive rates.
What Affects the Cost of Auto Liability Insurance in Texas?
Your premium may be influenced by:
- Driving history of all truck operators
- Type of truck (tractor-trailer, flatbed, box truck, reefer, etc.)
- Annual mileage and operation radius (local, regional, or long-haul)
- Freight type (hazardous, reefer, oilfield, general goods, etc.)
- Years of trucking experience
- Prior claims and insurance gaps
- DOT safety record and inspection history
At Vatic Insurance, we explain these factors clearly and help Texas truckers manage costs responsibly.
