Auto Liability Coverage in New Jersey

400+

Gave Insurance

350+

Satisfied Clients

90%

Success Rates

19

States Covered

Auto Liability Coverage for Commercial Trucking in New Jersey

New Jersey is one of the busiest freight states in the U.S., with its ports, highways, and proximity to New York and Pennsylvania making it a hub for trucking. From the Port Newark–Elizabeth Marine Terminal to distribution centers across the state, trucks keep goods moving daily. To operate legally and protect your business, liability insurance is a must. Vatic Insurance provides Auto Liability Coverage in New Jersey that meets FMCSA and state requirements while shielding you from financial risks if you’re at fault in an accident. Whether you’re an independent driver or manage a fleet, our coverage is tailored to fit New Jersey’s trucking industry.

Who Needs Commercial Auto Liability Insurance in New Jersey?

This coverage applies if you:

Operate a for-hire commercial truck in New Jersey
Run loads through Newark, Jersey City, Camden, or across the Turnpike and I-95 corridor
Work as an independent contractor or leased owner-operator
Manage a fleet or freight brokerage with DOT authority
Must comply with New Jersey and federal trucking insurance laws

Why New Jersey Truckers Choose Vatic Insurance

Trucking Industry Experts

We specialize in coverage for commercial trucks only.

Instant COIs

Get COIs instantly so you don’t lose time waiting on documents.

Flexible Limits & Add-ons

Limits from $750K to $1M+ with add-ons like cargo, general liability, and physical damage.

Nationwide Coverage

Whether you’re hauling from the ports, across the state, or into surrounding Northeast markets, you’re covered.

Trusted by Top Insurance Providers in the Nation

We work with the most respected names in insurance to offer you the best coverage options at competitive rates.

What Affects the Cost of Auto Liability Insurance in New Jersey?

Insurance costs depend on factors such as:

Driver history and safety records
Type of truck (tractor-trailer, straight truck, reefer, flatbed, etc.)
Operation radius and annual mileage
Type of freight hauled (hazardous, reefer, general goods, etc.)
Business experience and years in operation
Claims history and gaps in insurance
DOT inspection record and safety compliance

At Vatic Insurance, we help New Jersey truckers understand these cost drivers and make smart choices to keep premiums under control.

Auto Liability Coverage FAQs for New Jersey Truckers

Yes. Both state law and FMCSA regulations require liability insurance for commercial trucks.

Most brokers and shippers require $1,000,000. We’ll recommend coverage that fits your business needs.

Yes. While it’s the foundation of trucking insurance, it can be written as a standalone policy.

With Vatic Insurance, you’ll receive Certificates of Insurance instantly so you can keep hauling.

Our Testimonials

What our clients say about
Vatic Insurance

Harman Kaler

Vatic Insurance Group PLLC has been excellent. They provided very competitive quotes, making them a clear choice. The ease with which we can obtain Certificates of Insurance (COIs) significantly streamlines our operations. We've consistently found their team, especially Harpreet who provided exceptional help, to be highly responsive and professional. For reliable service and great support in the commercial insurance space, Vatic Insurance Group is top-notch. Highly recommended!

Cortez Robinson

My agent “SOPHIE”, totally awesome and her boss Alex is a genuine man. These two individuals made sure I was taken well care with my insurance for my company. I highly recommend them to anyone who needs insurance they will go out to their way to fully fulfill your insurance needs. They make it easy and simple and they are super knowledgeable and reliable. Let’s go VATIC INSURANCE GROUP.💯🚛💨💯

Slaton Trucking

We were randomly looking for insurance quotes and stumbled upon Vatic ins, we were dealt by agent 'Aria' She helped us all the way and got us the best ins quote comparative to our previous producer and other ins agencies, and She made sure that we are getting those quotes only from A+ rated companies only, which was our priority and finally we were dealt in a manner which convinced us to buy the ins, everything was as it is Aria told us. I vouch for Vatic and specially Aria she's patient, diligent and very helpful.

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