400+
Gave Insurance350+
Satisfied Clients90%
Success Rates
19
States CoveredAuto Liability Coverage for Commercial Trucking in Maryland
From the busy Port of Baltimore to trucking routes that connect the Northeast and Mid-Atlantic, Maryland is a critical state for freight movement. With major highways like I-95, I-70, and I-81 running through it, commercial trucks keep goods moving every day. To stay compliant and protect your business, you need the right insurance. Vatic Insurance provides Auto Liability Coverage in Maryland that meets both state and FMCSA requirements while protecting you from the financial risks of accidents where you’re found at fault. Whether you’re a single owner-operator or managing a larger fleet, our coverage is designed for Maryland’s trucking industry.
Who Needs Commercial Auto Liability Insurance in Maryland?
You’ll need this coverage if you:
- Operate a for-hire truck within Maryland or across neighboring states
- Haul freight from Baltimore’s ports, DC-area distribution centers, or along major interstates
- Work as an independent contractor or leased owner-operator
- Own or manage a fleet with DOT authority
- Must comply with federal and Maryland trucking insurance laws
Why Maryland Truckers Choose Vatic Insurance
Trucking Industry Experts
We specialize in commercial trucking insurance, not personal auto.
Instant COIs
Get Certificates of Insurance without delay so you can secure loads faster.
Flexible Limits & Add-ons
Policy limits from $750K to $1M+, with add-ons like cargo, physical damage, and general liability.
Nationwide Coverage
Whether you’re hauling out of Baltimore, Frederick, or across the I-95 corridor, your coverage travels with you.
Trusted by Top Insurance Providers in the Nation
We work with the most respected names in insurance to offer you the best coverage options at competitive rates.
What Impacts the Cost of Auto Liability Insurance in Maryland?
Several factors influence your premium, including:
- Driving history of all operators
- Truck type (tractor-trailer, straight truck, flatbed, reefer, etc.)
- Operation radius and mileage (local vs. long-haul)
- Type of freight hauled (hazardous, refrigerated, general freight, etc.)
- Business experience and years in operation
- Claims history and any prior gaps in coverage
- DOT safety performance and inspection record
At Vatic Insurance, we help you understand these cost factors and guide you toward managing them effectively.
