Commercial Truck Insurance Texas

400+

Gave Insurance

350+

Satisfied Clients

90%

Success Rates

19

States Covered

Commercial Truck Insurance in Texas

Protect your trucking business with reliable commercial truck insurance designed to keep your operations compliant and covered. At Vatic Insurance, we offer custom insurance solutions for owner-operators, small fleets, and logistics businesses across the U.S. Whether you're hauling freight locally or managing a multi-state operation, we make it easy to get fast quotes, instant COIs and expert support every mile of the way.

What Is Commercial Truck Insurance?

Commercial truck insurance is a specialized policy that covers trucks used in business operations. It protects against liability claims, vehicle damage, cargo loss, and more—ensuring your business stays covered and compliant with Texas commercial truck insurance requirements and federal regulations. From flatbeds and reefers to dry vans and hotshots, our coverage fits every type of truck and operation.

Who Needs Commercial Insurance Truck Coverage?

You should consider commercial insurance truck coverage if you:

Operate a truck or fleet for business purposes
Work as a for-hire or contract carrier
Manage a freight brokerage or logistics operation
Haul goods like food, machinery, or auto parts
Provide delivery or regional freight services

Why Choose Vatic Insurance for Commercial Trucking Insurance in Texas?

Instant Certificates

Get instant COIs so you can load freight, pass inspections, and run your business without delays.

Texas-Compliant Coverage

Our policies are built to meet all commercial truck insurance requirements in Texas, including those required by the Texas Department of Insurance and FMCSA.

Transparent, Competitive Pricing

We offer fair and straightforward commercial truck insurance quotes—no hidden fees, just coverage you can trust.

Experienced Trucking Specialists

We understand the Texas trucking market and create custom solutions that reflect your specific routes, cargo, and risk profile.

Trusted by Top Insurance Providers in the Nation

We work with the most respected names in insurance to offer you the best coverage options at competitive rates.

What Impacts Commercial Truck Insurance Cost in Texas?

Your truck insurance cost depends on several important factors:

Type, age, and condition of your trucks
Radius of operation and route risks
Freight type (e.g., hazardous, reefer, general cargo)
Driver safety history and experience
DOT inspection record and CSA score
Business structure and claims history

Industries We Cover in Texas

Our commercial insurance truck policies are ideal for:

Freight and logistics carriers

Food and beverage transport

Oilfield and construction equipment hauling

Auto transport services

Hotshot and expedited trucking

Courier and parcel delivery

Texas Commercial Truck Insurance FAQs

Yes, we offer flexible plans for fleets, no matter the size.

Most carriers need liability coverage between $750,000 and $1,000,000, depending on the cargo type and federal or state guidelines.

Yes. We adjust coverage based on your route radius, cargo, and Texas-specific operating risks.

Call us at 713-581-8436 or fill out our online form to get started with fast, customized commercial truck insurance quotes.

Our Testimonials

What our clients say about
Vatic Insurance

Harman Kaler

Vatic Insurance Group PLLC has been excellent. They provided very competitive quotes, making them a clear choice. The ease with which we can obtain Certificates of Insurance (COIs) significantly streamlines our operations. We've consistently found their team, especially Harpreet who provided exceptional help, to be highly responsive and professional. For reliable service and great support in the commercial insurance space, Vatic Insurance Group is top-notch. Highly recommended!

Cortez Robinson

My agent “SOPHIE”, totally awesome and her boss Alex is a genuine man. These two individuals made sure I was taken well care with my insurance for my company. I highly recommend them to anyone who needs insurance they will go out to their way to fully fulfill your insurance needs. They make it easy and simple and they are super knowledgeable and reliable. Let’s go VATIC INSURANCE GROUP.💯🚛💨💯

Slaton Trucking

We were randomly looking for insurance quotes and stumbled upon Vatic ins, we were dealt by agent 'Aria' She helped us all the way and got us the best ins quote comparative to our previous producer and other ins agencies, and She made sure that we are getting those quotes only from A+ rated companies only, which was our priority and finally we were dealt in a manner which convinced us to buy the ins, everything was as it is Aria told us. I vouch for Vatic and specially Aria she's patient, diligent and very helpful.

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