400+
Gave Insurance350+
Satisfied Clients90%
Success Rates
19
States CoveredGeneral Liability Insurance for Trucking Businesses
Protect Your Business Beyond the Road
Accidents don’t just happen on the highway. At Vatic Insurance, we know your trucking operation faces risks even when the wheels stop turning. That’s why we offer General Liability Insurance designed specifically for truckers, freight businesses, and logistics companies. From customer injuries at your truck yard to property damage at a client’s site, this coverage helps shield your business from lawsuits, medical claims, and legal costs—so you can stay focused on keeping freight moving.
What Is General Liability Insurance?
General Liability Insurance protects your business from non-driving-related risks like:
- Third-party injuries (e.g., slips and falls at your office or yard)
- Property damage caused by your employees or equipment
- Legal defense costs for bodily injury or property damage claims
- Advertising injury claims like libel, slander, or copyright issues
What General Liability Covers
General Liability Insurance protects your business from non-driving-related risks like:
- Bodily Injury – Covers medical expenses if a third party gets hurt at your facility or job site
- Property Damage – Pays for repair or replacement if you or your employees damage someone else’s property
- Legal Fees – Covers attorney costs, court fees, and settlements
- Personal & Advertising Injury – Protects against claims like defamation or copyright infringement
- Medical Payments – Pays for small medical claims without needing a lawsuit
Who Needs General Liability Insurance?
You need this coverage if you:
- Own or operate a trucking company, dispatch office, or freight brokerage
- Have a physical business location such as a truck yard or warehouse
- Perform work at customer locations (loading docks, warehouses, etc.)
- Are required to carry liability insurance for contracts or permits
- Want to protect against unexpected legal claims or medical bills
Why Choose Vatic Insurance?
Fast Quotes
Get quotes that reflect your real business risk—no inflated rates or confusing terms.
Nationwide Coverage
From truck yards in Texas to dispatch offices in New Jersey, we’re licensed and trusted across the U.S.
Expert Support
Talk to real experts who know your industry—not call centers.
Easy Add-Ons
Bundle with commercial auto, motor truck cargo, or physical damage for better protection and pricing
Trusted by Top Insurance Providers in the Nation
We work with the most respected names in insurance to offer you the best coverage options at competitive rates.
Where We Serve
Expanding Nationwide: If your state isn’t listed, contact us—we may already be serving your area or can provide tailored options based on your location.
What Affects General Liability Insurance Cost?
Your general liability insurance premium is determined by several business-specific factors. Here's what influences your rate:
Business Type & Operation Size
Larger operations or those with higher traffic (e.g., truck yards, warehouses) generally face higher risk.
Location
Some states or cities have higher claim rates or legal costs, which can impact pricing.
Risk Exposure
If your business frequently interacts with customers or vendors on-site, your liability exposure is greater.
Claims History
A clean record can help you secure better pricing, while past claims may increase your premium
Coverage Limits & Deductibles
Higher coverage limits or lower deductibles usually mean a higher premium, but more protection.
Employee Count & Subcontractors
More people involved in operations can increase the likelihood of claims and affect rates.
